If you have not taken a look at the Brighthouse Shield Level Pay Plus contract, now would be a good time. Brighthouse has brought the living benefit world to their Shield contract, with the addition of two living benefit options. With the Level Pay Plus living benefit, you can do the market step up only option or the market step up with 5% roll up option. The main difference between the two (besides the 5% roll up) is that you will get a little bit higher payout with the market step up only option at higher ages. To learn more, please click on the marketing links below or call the Brighthouse sales desk at (800) 848-3854.